"All I ask is for the chance to prove that money can't make me happy" Spike Milligan
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I've been reading through this thread with great interest. I sold my previous property 5 months ago (small 2 bedroomed cottage) as I need more space for my growing family (1 daughter and one on the way).I had decided that the housing market had reached a peak and that property value could not rise any further as it was unsustainable.I've been reading press reports for years now about youngsters being priced out of the market, that becoming a home owner was becoming more and more difficult with less and less FTB getting their foot on the first 'rung'. Well not surprisingly, it's not just the FTB that are having difficulty with these displaced 'rungs'. As a second time buyer looking to move up the 'ladder' I am having great difficulty finding a suitable house despite having a fairly substantial sum from the sale of my first home to put down on the next.House sellers are being very greedy, they have been chancing their hand asking silly money for properties that are blatantly overpriced. Estate Agents haven't helped the issue by creaming greater profits from the increased sums paid and helpig to push the prices higher.The way I see it is that the whole situation is unsustainable. There are only so many people that can afford house prices these days, the vast majority of prospective buyers are priced out of the market. Yes, desirabel properties will always sell to those who can 'afford' them, but surely these aren't the buyers that make up the vast vast majority of all the prospective buyers out there??As I see it, credit/borrowing is at an all time high, cost of living is spiralling, wages are not increasing in line with these factors, banks are feeling the squeeze, interest rates are incredibly low which discourages/penalizes savers. Something has got to give.Surely there can only be one outcome?I've 'gambled' on a price crash by moving into rented accomodation. I have no idea when this might happen, or to what degree, but I am convinced that it will. As I say there's a huge market out there priced out, only by dropping prices are these people going to be able to afford to buy.
/////////////////////Went to look at a property today which was well out of my price range (would have put a cheeky offer in had I liked it) and I found it rather telling the the estate agent that was showing us round (a partner in the firm) had sold his house and had moved into rented accomodation. If those who are supposedly 'in the know' are seriously expecting a price carsh (and backing that up financially) then surely it's a matter of when and not if!!
///////////////////////FRM MSE=.............This is the classic first stage of a house price crash; the stand-off.Potential buyers aren't prepared to pay the asking price; vendors aren't prepared to drop the prices far enough.Eventually though, someone has to sell. It might be because of a divorce, a relocation, or imminent repossession, but they have to sell so they reduce the price dramatically.This one act then reduces the value of every other similar house in the surrounding area!The internet now makes it simple to see the Land Registry figures of all transactions in the locality; buyers are not going to pay more than the lowest price achieved recently.Remember as well, during this 'stand-off' period, estate agents are earning no commissions. Eventually, they will start putting pressure on vendors to reduce prices simply so they can earn some commission; albeit on a lower sale price. Estate agents prosper on turnover, not high prices.This 'stand-off' period may last a few months yet, but sooner or later the slide will begin, and continue for 4 or 5 years at least.#
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////////////////////FRM SCIAM=I had the pleasure of operating the airlock for two of my crewmates while they went on several space walks. Each time, when I repressed the airlock, opened the hatch and welcomed two tired workers inside, a peculiar odor tickled my olfactory senses. At first I couldn't quite place it. It must have come from the air ducts that re-pressed the compartment. Then I noticed that this smell was on their suit, helmet, gloves, and tools. It was more pronounced on fabrics than on metal or plastic surfaces.
It is hard to describe this smell; it is definitely not the olfactory equivalent to describing the palette sensations of some new food as "tastes like chicken." The best description I can come up with is metallic; a rather pleasant sweet metallic sensation. It reminded me of my college summers where I labored for many hours with an arc welding torch repairing heavy equipment for a small logging outfit. It reminded me of pleasant sweet smelling welding fumes. That is the smell of space.
Whoah. OK. I mean, I guess he's right — he's a science officer, after all. And his impassioned and articulate description certainly won me over. Hopefully this isn't an elaborate prank pulled by Pettit's crewmates; I know if I'd been up in the ISS for weeks at a time with nothing to do but watch geothermal auroras, I'd start messing with people's minds.
The Smell of Space (NASA)
///////////////////////SCIDAILY=Warming Waters May Make Antarctica Hospitable To Sharks: Potentially Disastrous Consequences (February 19, 2008) -- It has been 40 million years since the waters around Antarctica have been warm enough to sustain populations of sharks and most fish, but they may return this century due to the effects of global warming. If they do, the impact on Antarctic ecology could be serious. Biologists analyzed the physiological adaptations and metabolism of sharks and other warm-water predators and concluded that an increase of just a few degrees Celsius could make Antarctic waters hospitable to some species. "There are few prey-crushing predators in Antarctic waters. As a result, the Antarctic seafloor has been dominated by relatively soft-bodied, slow-moving invertebrates, just as in ancient oceans prior to the evolution of shell-crushing predators." said one of the researchers. ... > full story
////////////////////Black Raspberries May Prevent Esophageal CancerEating black raspberries may protect against esophageal cancer among people at high-risk for developing the deadly disease, according to a new study at The Ohio State University Comprehensive Cancer Center.http://www.curingdeath.com/research/Black_Raspberries_May_Prevent_Esophageal_Cancer.asp
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