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Here’s a true TL;DR background version—stripped to the core logic in plain language:
TL;DR – The Money Exception (Background)
Early ideas of private property were never about unlimited accumulation. Property was morally acceptable only if it:
Came from one’s labor
Left enough for others
Avoided waste in a finite world
These limits were life-protective: property was justified only insofar as it supported shared survival.
The problem begins with money.
Money was treated as:
Non-perishable
Morally neutral
Universally exchangeable
Because of this, money was exempted from the moral limits that applied to real goods like land, food, or shelter. This loophole is what the paper calls the Money Exception.
Once accumulation happens in money instead of material goods:
The old moral limits silently disappear
Unlimited accumulation becomes normalized
Life (people, ecosystems, health) is reduced to an “input” for money-making
As a result:
Markets stop being tools and start acting like moral judges
Governments protect monetary claims before life needs
Public health, ecosystems, and social care are treated as costs, not foundations
This isn’t a failure of regulation or politics—it’s a value-system inversion.
Using Life-Value Onto-Axiology, the paper shows:
In a life-sequence, money serves life
In a money-sequence, life serves money
Modern crises happen because institutions built for the second are expected to produce the outcomes of the first.
Bottom line:
The solution is not abolishing markets or money. It’s restoring life as the standard of value, so property and exchange are legitimate only when they sustain life capacities. Ethics then reappear by design, not as afterthoughts.
If you want, I can:
Compress this to one paragraph
Translate it into policy language
Map it to Locke, Marx, Polanyi, or modern economics
Turn it into a diagram or teaching slide
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